Get the flexibility of investment by exercising desired investment option from various available options. Freedom to choose investment plan according to your risk appetizer.
This plan offers benefits of both - Investment and Insurance. Having flexibility to choose your investment style offers keeps your money in safe hands upto desired extent.
Switching between 4 funds (Balanced / Secured / Bonds / Growth) is allowed, 4 in a year are free. Enjoy four switches free for every policy year.
Eligibility Criteria:
| Minimum | Maximum | ||
| Entry Age | 30 days completed | 65 years (Nearer birthday) | |
| Policy Term | 10 years | 25 years | |
| PPT | Same as Policy Term | ||
| Maturity age | 18 years Completed | 85 years nearest birthday | |
| Premium | Mode | Amount | No limit |
| Yearly | Rs. 42,000 | ||
| Half-Yearly | Rs. 21,000 | ||
| Quarterly | Rs. 10,500 | ||
| Monthly (NACH) | Rs. 3,500 | ||
| Premium Paying Modes | Yearly, Half Yearly, Quarterly, Monthly NACH | ||
Death Benefit:
On death Before the Date of Commencement of Risk
An amount equal to the Policyholder's Fund Value shall be payable
On death After the Date of Commencement of Risk
a. Risk Cover for Age below 55 Years= 10 Times of Annual Premium
b. Risk Cover for Age 55 Years & Above= 7 Times of Annual Premium
Maturity Benefit:
An Amount equal to Fund Value as on Date of Maturity is payable in a lump sum.
Guaranteed Additions:
Guaranteed Additions as a percentage of annualized Premium will be added in Policy after completion of duration in form of unit.
| End of Policy Year | Guaranteed Additions |
| 6 | 5% |
| 10 | 10% |
| 15 | 15% |
| 20 | 20% |
| 25 | 25% |
